Wow, I guess it is turning out to be a Megan Turnidge week. I love her designs. Do you know what to do with templates? HOW TO USE A DIGITAL SCRAPBOOK TEMPLATE...and another tutorial HOW TO USE A DIGITAL SCRAPBOOK TEMPLATE. You can also usually open and use these with the free online editing software at Pixlr.Com. I won't begin to tell you how to use Pixlr. It is clunky compared to Photoshop Elements... but it is free, doesn't take up space on your computer...and has lots of YouTube video tutorials you can search for and watch.